Privacy Statement

Mid-Atlantic Corporate Federal Credit Union maintains this site for your information, education, and communication. Please feel free to browse the Site. You may download material displayed on the Site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not, however, distribute, modify, transmit, reuse, re-post, or use the content of the Site for public or commercial purposes, including the text, images, audio, and video without Mid-Atlantic Corporate Federal Credit Union's written permission. Your access to and use of the Site is also subject to the following terms and conditions ("Privacy Statement" and "Terms and Conditions") and all applicable laws.

By accessing and browsing the Site, you accept, without limitation or qualification, the Privacy Statement/Terms and Conditions and acknowledge that any other agreements between you and Mid-Atlantic Corporate Federal Credit Union are superseded and of no force or effect as to the matters covered herein.


Privacy Statement

In order to protect the privacy of our members and other visitors to our website, Mid-Atlantic Corporate has adopted the following privacy policy:

1. Zephyr-Member Access Network - Mid-Atlantic Corporate Federal Credit Union collects and stores for internal use only information such as email addresses, user ids and passwords of members conducting transactions. This information is used for security purposes and may be used for surveys to improve the quality of the website. It is never sold, given or disclosed to third parties. Registration for use of the Zephyr system is encrypted for security purposes.

2. General Website Areas - Mid-Atlantic Corporate collects information on ISP providers of website visitors as well as date and time of visits. This information is not sold, given or disclosed to third parties.

3. Email - Information received from members and non-members is used to respond to inquiries, comments and suggestions. This information is not sold, given or disclosed to third parties.


Terms and Conditions

You should assume that everything you see or read on the Site is copyrighted unless otherwise noted and may not be used except as provided in these Terms and Conditions or in the text on the Site without the written permission of Mid-Atlantic Corporate Federal Credit Union. Mid-Atlantic Corporate Federal Credit Union neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with Mid-Atlantic Corporate Federal Credit Union.

1. While Mid-Atlantic Corporate Federal Credit Union uses reasonable efforts to include accurate and up to date information in the Site, Mid-Atlantic Corporate Federal Credit Union makes no warranties or representations as to its accuracy. Mid-Atlantic Corporate Federal Credit Union assumes no liability or responsibility for any errors or omissions in the content of the Site.

2. Your use of and browsing in the Site are at your risk. Neither Mid-Atlantic Corporate Federal Credit Union nor any other party involved in creating, producing, or delivering the Site is liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to, or use of, the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions or limitations regarding the exclusion of implied warranties. Mid-Atlantic Corporate Federal Credit Union also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

3. Images of people or places displayed on the Site are either the property of, or used with permission by, Mid-Atlantic Corporate Federal Credit Union. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted by these Terms and Conditions or specific permission provided elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

4. The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of Mid-Atlantic Corporate Federal Credit Union and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of Mid-Atlantic Corporate Federal Credit Union or such third party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited.

5. Mid-Atlantic Corporate Federal Credit Union has not reviewed all of the sites linked to the Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk.

6. Although Mid-Atlantic Corporate Federal Credit Union may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, Mid-Atlantic Corporate Federal Credit Union is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. Mid-Atlantic Corporate Federal Credit Union will fully cooperate with any law enforcement authorities or court order requesting or directing Mid-Atlantic Corporate Federal Credit Union to disclose the identity of anyone posting any such information or materials.

7. Software from this Site is further subject to United States Export Controls. No software from this Site may be downloaded or exported (i) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the United States has embargoed goods; or (ii) anyone on the United States Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By downloading or using the software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

9. Mid-Atlantic Corporate Federal Credit Union may at any time revise these Terms and Conditions or Privacy Statement by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current Privacy Statement/Terms and Conditions to which you are bound.

Copyright © 2000 Mid-Atlantic Corporate Federal Credit Union.